How do I qualify for the Better Real Estate discount?

Learn how a verified approval letter strengthens your mortgage offer by confirming income, assets, and debt to give sellers more confidence in your bid. Read more

See when you can use gift money to cover all or part of your closing costs and what documentation you’ll need to show where the funds came from. Read more

Learn what LTV, CLTV, and HCLTV mean, and what impacts the maximum amount you can cash out when you refinance. Read more